Farm, Ranch & Commercial Agriculture

Protecting Texas Agriculture From the Ground Up

At Heritage Insurance Group of Texas, we understand that your operation is more than a business—it’s your way of life. Whether you manage a family farm, operate a large-scale ranch, or run a commercial agricultural business, you face unique risks every day. Our specialized Farm, Ranch, and Commercial Agriculture Insurance solutions are built to protect your property, equipment, livestock, and income so you can focus on growing your legacy.

Why Agricultural Insurance Matters

Texas agriculture is as unpredictable as the weather that shapes it. From severe storms and droughts to equipment breakdowns, livestock injury, and liability exposures, one unexpected event can put your entire operation at risk. The right coverage ensures long-term stability and keeps your business moving forward.

Coverage We Offer

Farm & Ranch Insurance

Comprehensive protection tailored to the unique needs of Texas farms and ranching operations:

  • Farm Property Coverage – Barns, outbuildings, grain bins, fencing, and other essential structures

  • Farmhouse & Personal Property – Coverage for your home and belongings

  • Farm Equipment & Machinery – Tractors, combines, sprayers, tools, and more

  • Livestock Coverage – Cattle, horses, poultry, and other livestock protection

  • Farm Liability – Coverage for injuries, property damage, and legal claims

  • Farm Auto & Fleet Coverage – Trucks and vehicles used in your daily operation

Commercial Agriculture Insurance

Protection designed for large-scale agribusiness and specialized commercial operations:

  • Business Interruption / Loss of Income

  • Commercial Property Coverage

  • Workers’ Compensation

  • General Liability & Product Liability

  • Equipment Breakdown

  • Environmental & Pollution Liability

Who We Serve

✔ Family farms
✔ Cattle, dairy & livestock operations
✔ Row-crop producers & specialty crop farms
✔ Greenhouses & commercial growers
✔ Orchards, vineyards & Texas specialty operations
✔ Agribusiness processors, mills & storage facilities
✔ Custom farming and contract operators

Why Choose Heritage Insurance Group of Texas?

  • Texas-based expertise in rural and agricultural operations

  • Tailored policies designed around your unique risks

  • Responsive, local claims support when you need it most

  • Competitive pricing with flexible coverage options

  • A trusted partner committed to protecting Texas farms and ranches

Protect Your Texas Legacy

At Heritage Insurance Group of Texas, we’re proud to support the hardworking producers who keep Texas growing. Let our experienced team help you secure the protection your operation deserves.

Contact us today for a free quote or to speak with an agricultural insurance specialist.